Instant Credit
Payment solutions.

Enhance your customer experience with Instant Credit and boost your conversion.
We designed a simple plug and play solution that transforms your checkout process.
Up to €50,000. Up to 84 months to repay. Instantly.

Designed for
E-commerce – Marketplaces – Retailers and Telcos.

Superior
user-experience
.

Seamless customer journey,
fully embbeded into
purchase flow.

Plug & Play onboarding
.

Our plug & play solution
guarantees the fastest time
to market.

Up to €50,000
Up to 84 months
.

Maximum flexibility
on amount and maturities.

Multi-country
.

Shaped for your business.
One single solution all over Europe

The best payment solution for you and for your customers.

For merchants.

Boost customer acquisition and average basket size

A solution built for conversion

Enhance customer satisfaction and drive loyalty

For customers.

Instant answers guaranteed

Simple and easy payment

Competitive transparent pricing

The customer validates the shopping cart.
The customer selects Younited as a payment option.
The customer easily upload supporting documents.
Younited performs an instant credit check.
The customer gets an instant Yes and sign the contract electronically.

Selected partners.

Interview of Xavier Niel & Geoffroy Guigou

Business case

Learn how Younited helped one of the french leading telcos to launch a credit product from scratch

Download PDF

UX Demo – Player Devialet

Our first Credit-as-a-payment with mandatory bank agregation module for solvency check

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UX Demo – 100% PSD2 Credit Funnel

The orders made through Younited Credit offer have the highest average shopping cart value and we did not see any cannibalization of our orders paid through split payment

Therefore it shows us that we have set up an additional payment mean for customers wishing to pay for a higher shopping cart

Julien Syvain, CEO Tediber

Interview of Geoffroy Guigou on BFM TV

UX – XBOX All Access

Business Case

Learn how YBS has launched a 100% digital payment solution throughout Europe for the XBox All Access Program

Download PDF